This is our latest guide for parents facing financial hardship, because of the recession or for any other reason. If you are a parent or a young person in a family that is struggling then this short guide is for you, written by Deidre Sanders, Agony Aunt of The Sun.
Tell us what you think of the guide – add a comment below.
If you want to order a copy, email us on hardtimes [at] kidsinthemiddle.org.uk.


Download a PDF of the card